Cell Phone Service

If you’re anything like me, you’ve kind of just assumed that your only options for having cell coverage was T-Mobile, AT&T, Verizon, or Sprint. And, you probably assumed it was…

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Index Funds

I'd like to be very clear from the start. I am not a financial advisor. Nor am I licensed. And I am not a millionaire. Consider the following advice as…

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Dollar Store

Before this year, I could count on two hands how many times I'd been to a dollar store. But with the prodding of my wife and the introduction of the…

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Happy Hour

Quite often, my posts are about pointing out ridiculous things we waste money on when we could simply substitute for something of equal or better quality at home. But this…

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Lunch

The lunch topic could easily be thrown into the 'Eating Out' post. But I have reason to believe that 'Lunch' warrants it's own post. The truth is, the cost of…

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Haircuts

The topic of saving money on haircuts is a deep one for me. You see, I started my 'no paid haircuts' journey long before I ever cared about financial independence…

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Costco

Growing up, I always thought people that shopped at Costco bought convenience, not savings. It was only after I started taking my financial independence seriously that I started to realize…

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Gym Membership

There are many expenses in our life that are actually icebergs. They appear to represent $X of cost in our monthly budget, but in reality there is sometimes a lot…

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Coffee

If you are like me, coffee is the very first thing you think about in the morning. But the cost of coffee is probably the last. I know for many,…

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