Spending Review

Dang, the months really start to fly by don't they? As of this writing, it's March 9th and it feels like Christmas was last month. Life is good. It's cold, but getting warmer. Work is good. Nothing really to note. Our spending is in control, but this month was a good example of the need for preparedness. Let's jump into our February 2022 spending review! Housing I'll tell you this, I am grateful for owning a home every time we do the budget. That housing expense column feels like a win every month because we've gone from renting at $1,800 a month to owning at $845.…

Woah, what a crazy year. As I've mentioned in my post on my financial mindset heading into 2022, we feel like we freaking crushed it in 2021. It was the first year our good habits and preparedness met the opportunity of a new higher paying job in a new lower cost of living city. 2021 was big. But unfortunately, we didn't exactly end on the brightest note spending wise. Now, enough pleasantries, let's get into our December 2021 spending review and show the world our dirty little secrets. December Expenses December was not terrible, but definitely not great. We spent $4,674 which was not our highest…

My wife and I figured out pretty quickly into our FI journey that if we were going to have any success, it would have to be a team effort. While I was excited about our ability to continue growing our income, I started to realize that was only half the picture. And my wife had the most ability to influence the defensive side of the equation since she did most of the shopping. And if you're already deep into the FI community, you already know that the scoreboard is not your income. The scoreboard is our income minus our expenses. It's our savings rate. Hence the…