Frugality

Most people that I talk to about Financial Independence are cautiously interested. I've started to leave out the "Retire Early" portion because that's really not my intention and I think it gets the conversation off on the wrong foot. But what I've noticed is, as soon as the conversation starts to point towards any kind of frugal living, that's when I tend to lose people. You see, most people get the whole "Investing for the future" thing, but not everyone wants to get on board with the frugality side of FI. Personally, I think frugality, especially at the start of your FI journey, is the real…